Mounjaro $25 Coupon for Uninsured: The Truth About 2026 Pricing

Y ou’ve seen the ads. You’ve read the Facebook comments. People are getting Mounjaro for $25 a month, and you’re wondering: Can I get that deal without insurance?

Here is the truth that could save you hundreds of dollars—or prevent you from wasting hours chasing a deal that doesn’t exist: The $25 Mounjaro coupon is real, but it is NOT available to uninsured patients.

If you have commercial insurance that covers Mounjaro, you really can pay as little as $25 per month. But if you’re uninsured, on Medicare, or on Medicaid, that $25 price tag is completely off-limits .

However, this doesn’t mean you’re out of options. In 2026, uninsured patients have more pathways to affordable tirzepatide than ever before—you just need to know where to look.

In this complete guide, we break down exactly how the Mounjaro savings card works, why uninsured patients don’t qualify, and the three best alternatives that can get you the same active ingredient for as low as $299 per month.

The Hard Truth: Why Uninsured Patients Can’t Get the $25 Mounjaro Coupon

Let’s start with the reality check you need. The Mounjaro Savings Card is a manufacturer program from Eli Lilly designed to help commercially insured patients afford their medication. It is not a coupon you can clip and use regardless of your insurance status .

How the Mounjaro Savings Card Actually Works

Scenario	What You Pay	Requirements
Commercial insurance covers Mounjaro	As low as $25/month	Valid prescription, U.S. residency, age 18+
Commercial insurance does NOT cover Mounjaro	As low as $499/month	Same as above
No insurance (uninsured)	Not eligible	—
Medicare / Medicaid / TRICARE / VA	Not eligible	Government programs excluded

The savings card has strict eligibility rules :

• You must have commercial (private) insurance
• You must have a prescription for an FDA-approved use (type 2 diabetes)
• You must be a U.S. resident age 18 or older
• You cannot be enrolled in Medicare, Medicaid, TRICARE, VA, or any government prescription program

The bottom line: If you’re uninsured, the $25 Mounjaro coupon is not an option. Full stop.

What Uninsured Patients Actually Pay for Mounjaro in 2026

Without insurance and without access to the savings card, Mounjaro is expensive—but the price varies significantly depending on where you shop.

Mounjaro Retail Prices at Major Pharmacies

Pharmacy	Estimated Cash Price (30-day supply)
Costco	$995–$1,075
Walmart	$995–$1,100
CVS	$1,087–$1,150
Walgreens	$1,112–$1,200
Average Retail	$1,294

List price (manufacturer): $1,069–$1,112 per month

With pharmacy discount card (GoodRx, etc.): $995–$1,062

Annual Cost Reality

At $1,000 per month, uninsured patients face annual costs exceeding $12,000 for Mounjaro alone. This doesn’t include doctor visits, lab work, or supplies.

The Zepbound Alternative: Same Drug, Lower Price for Uninsured Patients

Here’s where the story changes. Mounjaro and Zepbound contain the exact same active ingredient: tirzepatide. They are manufactured by the same company (Eli Lilly) and are chemically identical .

The only difference is the FDA-approved indication:

• Mounjaro: Approved for type 2 diabetes
• Zepbound: Approved for chronic weight management

Because Zepbound is approved for weight loss, Eli Lilly has created direct-to-consumer pricing that makes it far more affordable for uninsured patients.

Zepbound Self-Pay Pricing (2026)

Through LillyDirect, uninsured patients can purchase Zepbound single-dose vials at these cash prices :

Dosage	Monthly Cost
2.5 mg	$299
5 mg	$399
7.5 mg	$449
10 mg	$449
12.5 mg	$449
15 mg	$449

That’s $299–$449 per month—a savings of $600–$900 per month compared to Mounjaro retail prices.

Why This Matters for Uninsured Patients

If your goal is to take tirzepatide (the drug in Mounjaro) and you’re paying cash, Zepbound vials are the most affordable FDA-approved option. You get:

• The exact same medication
• FDA-approved quality and safety
• Prices 60–70% lower than Mounjaro retail
• Direct shipping through LillyDirect

Important: Zepbound vials require you to draw medication using a syringe. If you prefer the convenience of auto-injector pens, you’ll pay more—but the vial option puts tirzepatide within reach for thousands of uninsured patients .

Other Ways to Lower Your Mounjaro Costs Without Insurance

If you’re set on Mounjaro specifically (perhaps because your doctor prefers it or you’ve already started treatment), here are strategies to reduce your out-of-pocket costs.

1. Pharmacy Discount Cards

Websites like GoodRx, Optum Perks, and SingleCare offer free coupons that can lower Mounjaro’s cash price. Current discounts bring the price down to approximately $995–$1,062 at participating pharmacies .

How to use them:

• Search for “Mounjaro” on a discount card website
• Compare prices at pharmacies near you
• Show the coupon to your pharmacist when filling your prescription

2. Compare Pharmacy Prices

Retail prices vary dramatically. A 2026 analysis shows Costco consistently offers the lowest cash prices for Mounjaro (around $995), while some retail chains charge $1,150 or more .

Pro tip: Call multiple pharmacies and ask for their cash price. You don’t need a Costco membership to use their pharmacy.

3. Mail-Order Pharmacies

Services like Amazon Pharmacy and Honeybee Health often offer lower prices than brick-and-mortar stores. Amazon Pharmacy provides transparent pricing and home delivery, which can save both money and time .

4. 90-Day Supplies

Ask your provider about writing a 90-day prescription. Some pharmacies offer volume discounts for multi-month supplies, reducing your per-month cost .

5. Patient Assistance Programs

Eli Lilly’s charitable foundation (Lilly Cares) provides certain medications at no cost to qualifying low-income patients. However, availability for Mounjaro specifically is limited, and you must apply and meet strict income guidelines .

Comparing Your Options: Mounjaro vs. Zepbound for Uninsured Patients

Option	Monthly Cost	Pros	Cons
Mounjaro (retail)	$1,000–$1,300	Familiar brand	Very expensive
Mounjaro + discount card	$995–$1,062	Slight savings	Still over $1,000/month
Zepbound vials	$299–$449	Same drug, FDA-approved, huge savings	Requires syringes
Zepbound pens	$499–$650 (with savings card)*	Convenience	Higher cost than vials
Compounded tirzepatide	$199–$399	Lowest cost	NOT FDA-approved, quality varies

*For commercially insured patients whose plans don’t cover Zepbound; uninsured patients may not qualify

Why Mounjaro Costs So Much Without Insurance

Understanding why Mounjaro is expensive helps you make smarter choices.

1. No Generic Version

Mounjaro is still under patent protection. There are no FDA-approved generic versions of tirzepatide, which means no competition to drive prices down .

2. Complex Manufacturing

The auto-injector pens require sophisticated technology and cold-chain shipping, adding to the cost. This is why Zepbound vials are cheaper—they eliminate the expensive pen delivery system .

3. High Demand

Tirzepatide is one of the most effective weight loss and diabetes medications ever developed. High demand keeps prices elevated.

4. Insurance Negotiations

Drug manufacturers set high list prices because insurance companies negotiate steep discounts. Cash-paying patients get caught in the middle, often paying the highest effective price.

Common Questions About Mounjaro Coupons for Uninsured Patients

Can I use the Mounjaro savings card if I have no insurance?

No. The Mounjaro Savings Card requires commercial insurance. Uninsured patients are explicitly excluded from the program .

Is there a $25 Mounjaro coupon for uninsured patients?

No. The $25 price is only available to commercially insured patients whose plans cover Mounjaro. Uninsured patients cannot access this rate .

How can I get Mounjaro for free?

Low-income uninsured patients may qualify for patient assistance programs, though Mounjaro availability is limited. Contact Lilly Cares at 1-800-545-6962 to check eligibility .

Is Zepbound the same as Mounjaro?

Yes. Both contain tirzepatide and are manufactured by Eli Lilly. Mounjaro is approved for diabetes; Zepbound is approved for weight loss. For uninsured patients, Zepbound vials are significantly cheaper .

Can I get compounded tirzepatide instead?

Yes, but with caution. Compounded tirzepatide is not FDA-approved, and the FDA has raised concerns about safety and quality. If you choose this route, use only licensed telehealth providers who disclose their pharmacy partners .

Does Medicare cover Mounjaro?

Medicare Part D may cover Mounjaro for type 2 diabetes, but cannot cover it for weight loss. Medicare beneficiaries cannot use manufacturer savings cards .

What’s the cheapest way to get tirzepatide without insurance?

Zepbound vials through LillyDirect at $299–$449 per month are the cheapest FDA-approved option. Compounded versions may be cheaper but carry safety risks .

Step-by-Step Guide: Getting Affordable Tirzepatide Without Insurance

Option A: Zepbound Vials (Recommended)

Step 1: Talk to your healthcare provider about switching to Zepbound for weight loss (or explain that cost is driving your decision)

Step 2: Have your provider send the prescription to LillyDirect (Eli Lilly’s direct-to-consumer pharmacy)

Step 3: Purchase syringes separately (your pharmacy can recommend appropriate sizes)

Step 4: Receive your medication by mail with free shipping

Step 5: Follow dosing instructions carefully—vials require drawing medication with a syringe

Option B: Mounjaro with Discount Cards

Step 1: Get a prescription for Mounjaro from your provider

Step 2: Visit GoodRx.com and search for Mounjaro prices in your area

Step 3: Choose the pharmacy with the lowest cash price

Step 4: Present the GoodRx coupon at the pharmacy counter

Step 5: Pay the discounted cash price (typically $995–$1,062)

Option C: Compounded Tirzepatide (Use Caution)

Step 1: Research telehealth providers that use accredited compounding pharmacies

Step 2: Verify the pharmacy is 503B accredited (higher safety standards)

Step 3: Complete a medical intake and consultation

Step 4: If approved, receive medication by mail

Step 5: Understand that this option is not FDA-approved

The Bottom Line: Your Best Move in 2026

If you’re uninsured and searching for a “Mounjaro $25 coupon,” here’s what you need to know:

The $25 deal is not available to you. But that doesn’t mean tirzepatide is out of reach.

Your best option: Switch to Zepbound vials through LillyDirect. At $299–$449 per month, you’ll get the exact same medication at a fraction of Mounjaro’s retail price. It’s FDA-approved, safe, and significantly more affordable .

Your second option: Use pharmacy discount cards to lower Mounjaro’s cash price to around $1,000 per month—still expensive, but better than full retail.

Your third option (with caution): Explore compounded tirzepatide through reputable telehealth providers, understanding that these products are not FDA-approved.

Avoid: Paying full retail price ($1,300+) without shopping around. That’s throwing away hundreds of dollars every month.

👉 [Check Your Eligibility for Zepbound Vials on LillyDirect →]

FAQs: Mounjaro $25 Coupon for Uninsured

1. Can uninsured patients get the Mounjaro $25 coupon?

No. The Mounjaro Savings Card requires commercial insurance and explicitly excludes uninsured patients, as well as those on Medicare, Medicaid, TRICARE, or VA benefits .

2. How much does Mounjaro cost without insurance in 2026?

Without insurance, Mounjaro costs $995–$1,300 per month depending on the pharmacy. Discount cards can lower the price to around $995, but this still represents an annual cost exceeding $12,000 .

3. Is there a way to get tirzepatide for under $500 without insurance?

Yes. Zepbound (same active ingredient as Mounjaro) is available through LillyDirect at $299–$449 per month for single-dose vials. This is the most affordable FDA-approved option .

4. Why is Mounjaro so expensive without insurance?

Mounjaro is still under patent protection with no generic equivalent. The list price is set high because insurance companies negotiate steep discounts, leaving cash-paying patients to pay the full amount .

5. What’s the difference between Mounjaro and Zepbound for uninsured patients?

Both contain tirzepatide and are manufactured by Eli Lilly. Mounjaro is approved for diabetes; Zepbound is approved for weight loss. For uninsured patients, Zepbound vials are significantly cheaper ($299–$449 vs. $1,000+) .

6. Can I use GoodRx to save on Mounjaro without insurance?

Yes. GoodRx and other pharmacy discount cards can lower Mounjaro’s cash price to approximately $995–$1,062 at participating pharmacies. Simply search, download the coupon, and present it at the pharmacy .

7. Is compounded tirzepatide a safe alternative for uninsured patients?

Compounded tirzepatide is not FDA-approved, and the FDA has raised concerns about safety and quality. If you choose this route, only use telehealth providers that work with accredited 503B compounding pharmacies .

---

Medical Sources/Citations

1. TryEden: “Mounjaro® Cost Without Insurance 2026” (January 12, 2026). Available at: https://www.tryeden.com/post/mounjaro-without-insurance-cost
2. Healthline: “Where to Buy Mounjaro Online for 2026: Advice from Our Experts” (2026). Available at: https://www.healthline.com/nutrition/buy-mounjaro-online
3. Eli Lilly: “Does Mounjaro® KwikPen® have a savings card or patient support program?” (August 2025). Available at: https://www.lilly.com/en-CA/resources/faq/mounjaro-kwikpen/patient-support-savings
4. TryEden: “Mounjaro and Zepbound Coupon FAQs” (January 11, 2026). Available at: https://www.tryeden.com/post/mounjaro-zepbound-coupon-faqs
5. TryEden: “Mounjaro® Coupon (Savings Card) 2026: Eligibility, Cost, and Pharmacy Tips” (January 14, 2026). Available at: https://www.tryeden.com/post/mounjaro-coupon
6. TrimRX: “Mounjaro Cost: What You’ll Pay in 2026 (With and Without Insurance)” (January 10, 2026). Available at: https://trimrx.com/blog/mounjaro-cost-what-youll-pay-in-2026-with-and-without-insurance/
7. Noom: “Mounjaro® cost without insurance: What to expect in 2026” (February 2, 2026). Available at: https://www.noom.com/blog/weight-management/mounjaro-cost-without-insurance/
8. Drugs.com: “Can you afford Mounjaro without insurance?” (October 9, 2025). Available at: https://www.drugs.com/medical-answers/you-afford-mounjaro-without-insurance-3581105/
9. Fay Nutrition: “How much does tirzepatide cost? (Mounjaro and Zepbound)” (January 20, 2026). Available at: https://www.faynutrition.com/post/how-much-does-tirzepatide-cost-mounjaro-and-zepbound

Medical Disclaimer

The information contained on this website is for informational and educational purposes only. It is not intended as medical advice, nor is it a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or another qualified health provider with any questions you may have regarding a medical condition or treatment before starting a new medication, changing your diet, or beginning a fitness program.